Ecosystem & Partnerships

Positioned Within India's Regulated Payments Ecosystem

Working with banks, technology platforms, and regulatory networks to deliver compliant financial services.

Confidentiality Notice: Specific names of banking partners and institutional clients are maintained in strict confidence per applicable agreements. Partner information is disclosed only during formal due diligence processes under executed confidentiality arrangements.

A Structured Ecosystem of Institutional Relationships

Banking sponsors, technology providers, regulated networks, and channel partners — each relationship governed by formal agreements and compliance frameworks.

Banking Partners

Sponsor & Settlement Banks

RBI-licensed banks serve as banking sponsors and settlement partners, providing the regulated infrastructure for AEPS, DMT, and settlement operations.

Partnerships governed by formal agreements defining service scope, compliance obligations, and audit rights. Bank names disclosed only during authorised due diligence.

  • Scheduled Commercial Banks (RBI-licensed)
  • Small Finance Banks (where applicable)
  • Settlement account maintenance institutions

Technology Partners

Infrastructure & Platforms

Enterprise-grade platform and infrastructure providers with established track records in India's fintech sector, subject to security and compliance assessments.

All technology partners bound by data confidentiality, security standards, and service level commitments.

  • Payment switch and routing infrastructure
  • Biometric authentication platform (UIDAI-certified)
  • API gateway and integration services

Regulatory Networks

NPCI & BBPS Ecosystem

Operating within NPCI-managed payment networks — AEPS for Aadhaar-based transactions and BBPS for utility bill payments.

Participation subject to NPCI eligibility criteria, operational standards, and ongoing compliance monitoring.

  • NPCI AEPS Network
  • BBPS / Bharat Bill Payment System
  • IMPS Settlement Network (via sponsor banks)

Channel Partners / BCs

Business Correspondents

Business correspondents and channel partners form the last-mile delivery layer, onboarded through formal due diligence per RBI Business Correspondent guidelines.

Partners required to maintain KYC records, operate within transaction limits, and adhere to the partner code of conduct.

  • RBI-compliant Business Correspondent entities
  • Authorised payment service sub-agents
  • Institutional distribution partners

Where Quanture Calanytics Sits in the Payment Stack

A compliance-managed, technology-enabled intermediary between regulated banking institutions and the last-mile delivery layer of business correspondents.

This positioning enables reliable infrastructure delivery without assuming roles requiring direct banking licences.

Scope Clarity: Quanture Calanytics is not a payment aggregator, payment gateway, or online marketplace. It operates within the Business Correspondent and payment facilitation framework, serving both institutional partners and consumers.
India's Regulated Payment Ecosystem
Layer 1: Regulators
RBI, NPCI, BBPS — Framework setters
Layer 2: Banks
Sponsor banks, settlement institutions
QC
Layer 3: Quanture Calanytics
Infrastructure intermediary — AEPS, DMT, BBPS, CMS
Layer 4: Channel Partners / BCs
Business correspondents, authorised agents
Layer 5: End Customers
Served by partner BCs — not directly by QC

How Institutional Partners Are Onboarded

A structured, compliance-driven onboarding process. All partners subject to due diligence before any service relationship is established.

1

Initial Enquiry & Eligibility Assessment

Prospective partners submit an enquiry through official channels. The company assesses basic eligibility criteria including business nature, regulatory status, and alignment with the company's service scope before proceeding.

2

Due Diligence Documentation

Prospective partners are required to submit KYC documents, business registration certificates, regulatory authorisations, and other documentation as required under the company's partner onboarding policy.

3

Compliance Review & Approval

The compliance function reviews submitted documentation, conducts verification checks, and assesses AML/KYC risk. Partners meeting all criteria receive formal approval to proceed to the agreement stage.

4

Agreement Execution

Formal partnership agreements are executed, specifying service scope, fee structure, compliance obligations, data handling terms, and termination provisions. All agreements are subject to legal review.

5

Integration & Ongoing Monitoring

Technical integration is completed and the partner is activated on the platform. Ongoing transaction monitoring, periodic KYC reviews, and compliance checks are conducted throughout the partnership lifecycle.

Interested in Becoming a Partner?

Banks, institutions, and regulated business correspondents — initiate contact through official channels.